When you use marquivalyros's financial management platform, we collect several types of information to provide you with our services effectively. This includes personal information you provide directly, such as your name, email address, and contact details when creating an account.

We also collect financial data that you input into our spreadsheet tools, including budget categories, expense tracking information, and financial goals. This data remains under your control and is processed solely to provide the functionality you've requested.

• Account registration information including name, email, and contact details
• Financial data entered into spreadsheets and planning tools
• Usage patterns and feature preferences within our platform
• Technical information such as IP address, browser type, and device information
• Communication records when you contact our support team

Your personal and financial data serves specific purposes related to delivering our financial management services. We use this information to maintain your account, process your spreadsheet calculations, and provide personalised financial tracking features.

Additionally, we analyse usage patterns to improve our platform's functionality and develop new features that better serve your financial planning needs. This analysis is conducted on aggregated, anonymised data whenever possible.

• Providing access to spreadsheet tools and financial management features
• Processing calculations and generating financial reports
• Sending account updates and service notifications
• Improving platform functionality based on user feedback
• Ensuring security and preventing unauthorised access
• Complying with legal obligations and regulatory requirements

We never use your financial data for advertising purposes or share it with marketing companies. Our focus remains on providing you with reliable, secure financial management tools.

Protecting your financial information is our highest priority. We implement multiple layers of security measures, including encryption for data transmission and storage, regular security audits, and restricted access controls for our team members.

Our platform uses industry-standard SSL encryption to protect data as it travels between your device and our servers. All stored data is encrypted using advanced encryption standards, and we maintain regular backups in secure, geographically distributed locations.

Despite our robust security measures, no online service can guarantee complete security. We recommend using strong, unique passwords and enabling two-factor authentication on your account for additional protection.

Under UK data protection laws, you have several rights regarding your personal information. You can request access to the data we hold about you, ask for corrections to inaccurate information, or request deletion of your account and associated data.

You also have the right to data portability, meaning you can request your financial data in a format that allows you to transfer it to another service. We'll provide this data in CSV or Excel format within 30 days of your request.

• Access your personal data and understand how it's processed
• Correct inaccurate or incomplete information
• Delete your account and associated data
• Export your financial data in portable formats
• Restrict processing of your data in certain circumstances
• Object to processing based on legitimate interests

To exercise any of these rights, contact our privacy team using the details provided below. We'll respond to your request within one month and provide clear information about any actions we've taken.

We retain your personal data only as long as necessary to provide our services and comply with legal obligations. Active account data is maintained while your account remains open, plus an additional period to handle any queries or issues that may arise.

When you close your account, we'll delete your personal and financial data within 90 days, except where we're required to retain certain information for regulatory compliance. Anonymised usage statistics may be retained longer for service improvement purposes.

Any international data transfers comply with UK GDPR requirements and include appropriate safeguards such as Standard Contractual Clauses or adequacy decisions recognised by UK authorities.

marquivalyros uses cookies and similar technologies to enhance your experience on our platform. Essential cookies enable basic functionality like maintaining your login session and remembering your preferences between visits.

We also use analytical cookies to understand how users interact with our platform, helping us identify areas for improvement and develop new features. These cookies collect aggregated, non-personal information about usage patterns.

• Essential cookies for platform functionality and security
• Preference cookies to remember your settings and choices
• Analytics cookies for understanding usage patterns
• Performance cookies to optimise loading speeds and responsiveness

You can control cookie settings through your browser preferences, though disabling essential cookies may limit some platform functionality. We provide clear information about our cookie usage when you first visit our site.

We may update this privacy policy periodically to reflect changes in our practices, legal requirements, or service offerings. When we make significant changes, we'll notify you through your registered email address and display a notice on our platform.

Minor updates, such as clarifications or formatting changes, will be posted directly to this page with an updated revision date. We encourage you to review this policy regularly to stay informed about how we protect your information.

Continued use of our services after policy changes indicates your acceptance of the updated terms. If you disagree with any changes, you may close your account and request data deletion as outlined in your rights section above.